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Saving or investing?

It depends on several factors in your life.  Mostly it depends on if you want instant (or almost instant) gratification, or if you are willing to wait for your gratification, in order to have and experience something more.  It also depends on how old you are, what your income and expenses are, and what your life situation looks like.

Saving

Saving is when you put money aside to save for something that you want to purchase, often something tangible that increase your way of living, which changes your lifestyle to the better.

It could be a holiday, a new car, a new home etc.  It could also be saving up for an emergency fund, which would cover unexpected costs.  And…..it could be saving up for your pension.

Investing

Investing is all about taking a resource, in this case money, and make it grow.  For example, in order for you to have more money in the future, you may invest your current money in stocks, bonds, mutual funds, shares and property.

When investing your money, you can either withdraw your dividends or you can let the money run year after year, in order to receive compounded interest on your money.


Girl Jumping Onto Beach1Lifestyle or freedom?

When it comes to savings and investing, we always come down to what is important to you.  Even though most people increase their income during their career, they still do not have enough money to save or invest.  That is because, as their income increases, so does the expenses (Murphys law).  In most cases they choose to increase their lifestyle.

Research show that approximately 1 % of the American people are financially free when retiring, 4% are rich enough so that they can afford their living, 10% have some savings set aside and 85% are poor.  Even if this is the statistics only for one country, the situation is not so different in most industrial western countries.

So… what is important to you?

Let us state this – if you are willing to limit your current lifestyle expenses for a period of time in your life, you may achieve total financial freedom. Then you could have the lifestyle of the financially free.  Would that be worth it to you?


Additional reading

1. Read this article about what to think about when saving. Read More

2. Read this article about what to consider when investing Read More

3. Read our articles about saving and investing for your retirement pension funds. Read More


Explainations

Are you looking for a secure and steady job or income - read this article about false security Read More

Do you currently have a secure job and don't save or invest for your future - read this article about the 40-40-40 system Read More

Our Easy Steps To Success

Let’s start creating your financial success today
1. Personal contact When you contact us, interested in investing with our company, we set up a personal meeting. Depending on your location, that could be a one to one face to face, via Skype or any other means of communication. The point being you get a personal contact within our company.
2. Personal solutionAs the next step in the process, we listen to all you questions and provide you with answers on everything you want to know. Then we set up a personal investment solution from your preferences.
3. Investing The third step in the process is the actual investment; setting up contract, transferring money and making out a receipt of the transfer.
4. Follow up You will be able get continuous information on the projects we are investing in, so that you may follow up on your investment. You may also follow our investments, projects and other work via social media.
 

Legal and functional disclaimer

Wesley Enterprises Invest or any other corporation in the Wesley Enterprises Group (hereafter called WEG) is not in the service of giving legal or financial advice.  Any information presented on this web site or any other source of information from WEG, is provided "as is" only for informational and educational purposes.  The information provided is not, and cannot ever be, intended either as financial investment advice or legal advice.

The reader (hereafter called Reader) is hereby aprised that the Reader need to conduct his or her own due dilligence before acting, and shall not act soley on the information here provided. The Reader is also hereby reminded that all and every kind of investing can be a risky enterprise, which can result in capital loss, as well as capital gain.

Any individual who choose to act upon the information provided should always seek independent advice from professional advisors.

Copyright 2017 Wesley Enerprises Invest Ltd. This publication is protected under copyright laws. All rights reserved. Reader may not sell the information.

Wesley Enterprises Invest Ltd.

Bank House, 81 St. Judes Road, TW20 0DF, Surrey, United Kingdom 020 3287 6500

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